SC mortgage rates

Dillon County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Dillon County, South Carolina. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Dillon County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Dillon County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Dillon

A local view of the market.

The real estate market in Dillon County, South Carolina, has seen a significant decline in home values over the past year. As of October 2024, the median home list price was $137,000, which represents a decrease of 32.3% from the previous year. The median price per square foot stands at $98, indicating a challenging market for sellers but potential opportunities for buyers looking for more affordable housing options. Dillon County includes several notable towns, with Dillon being the largest city. Dillon serves as the county seat and has a population of approximately 6,500 residents. Another important town is Latta, which is smaller in size but known for its historic charm and community feel. These towns serve as central hubs for the county's economic and social activities. Living in Dillon County offers a predominantly rural lifestyle, with agriculture playing a significant role in the local economy. The county's landscape is dotted with farms and open fields, providing a serene environment for those seeking a quieter, country lifestyle. The top industries include agriculture, manufacturing, and retail trade. Migration patterns into the county are often driven by individuals and families looking for more affordable living conditions, a slower pace of life, and the appeal of rural and suburban settings.

Questions & Answers

Refinancing in Dillon County

Common questions about 2026 loan limits and refinancing opportunities in South Carolina.

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