TX mortgage rates

Dimmit County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Dimmit County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Dimmit County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Dimmit County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Dimmit

A local view of the market.

Dimmit County, Texas, has a real estate market characterized by affordable housing options. As of October 2024, the median listing home price in the county is $140,000, which reflects a significant decrease of 31.4% from the previous year. This trend indicates a buyer's market, with homes spending an average of 99 days on the market before being sold. The county includes several small towns, with Carrizo Springs being the largest. Carrizo Springs is the county seat and has a population of approximately 5,300 residents. Other notable towns include Asherton, Big Wells, and Carrizo Hill, each contributing to the rural charm of the region. These towns are small, with populations generally under 1,000, reflecting the county's overall rural character. Living in Dimmit County offers a predominantly rural lifestyle, with agriculture playing a significant role in the local economy. The area is known for its farming and ranching activities, which are central to its community and economy. The county's industries are largely centered around agriculture, oil, and gas, attracting individuals seeking employment in these sectors. The migration patterns into Dimmit County are often driven by the availability of affordable housing and employment opportunities in these industries, making it an attractive location for those looking to escape urban environments for a more rural setting.

Questions & Answers

Refinancing in Dimmit County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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