VA mortgage rates

Dinwiddie County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Dinwiddie County, Virginia. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Dinwiddie County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$707,250
2 units$905,400
3 units$1,094,450
4 units$1,360,100

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Dinwiddie County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Dinwiddie

A local view of the market.

The real estate market in Dinwiddie County, Virginia, has seen a steady increase in home values. As of 2024, the average home value in the county is approximately $272,160, reflecting a 3.7% increase over the past year. Homes in this area typically go to pending status in about nine days, indicating a relatively active market. Dinwiddie County includes several small towns, with McKenney being the largest, having a population of 452. The town of Dinwiddie follows with a population of 348, and Templeton is another notable area with 118 residents. Living in Dinwiddie County offers a blend of suburban and rural experiences, making it ideal for family living. The county is known for its agricultural roots, but it has been transitioning towards more industrial and suburban development. Key industries include agriculture and forestry, contributing significantly to the local economy. The county's rural charm and growing suburban amenities attract new residents seeking a balance between country living and modern conveniences.

County snapshot

Market context.

VA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaRichmondMapped market area
Area code40060CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Dinwiddie County

Common questions about 2026 loan limits and refinancing opportunities in Virginia.

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