MN mortgage rates

Dodge County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Dodge County, Minnesota. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Dodge County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Dodge County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Dodge

A local view of the market.

Dodge County, Minnesota, is experiencing a seller's market with a median home price of $305,000 as of October 2024, reflecting a 13% increase from the previous year. The market is characterized by higher prices and quicker sales, with homes averaging 37 days on the market. The county's notable cities include Kasson, with a population of approximately 6,400, and Dodge Center, home to around 2,700 residents. These cities serve as central hubs within the county, offering a blend of small-town charm and essential amenities. Dodge County offers a mix of rural and suburban living, with agriculture playing a significant role in the local economy. The area is known for its farming communities, yet it also provides suburban conveniences, attracting those seeking a balance between rural tranquility and suburban accessibility. The county's appeal is enhanced by its strong agricultural industry and the opportunity for a peaceful lifestyle, drawing new residents looking for a slower pace of life.

County snapshot

Market context.

MN

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaRochesterMapped market area
Area code40340CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Dodge County

Common questions about 2026 loan limits and refinancing opportunities in Minnesota.

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