WI mortgage rates

Dodge County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Dodge County, Wisconsin. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Dodge County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Dodge County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Dodge

A local view of the market.

Dodge County, Wisconsin, has a dynamic real estate market characterized by a median home sold price of $269,500 as of October 2024, marking a 10% increase from the previous year. The county is currently considered a seller's market, which typically results in higher home prices and quicker sales. The top cities in Dodge County include Watertown, Beaver Dam, and Waupun. Watertown is the largest city with a population of approximately 22,935, followed by Beaver Dam with 16,707 residents, and Waupun with 11,561 people. Living in Dodge County offers a mix of rural and suburban experiences, with agriculture playing a significant role in the local economy. The county is known for its dairy farming and crop production, contributing to its rural charm. Many residents appreciate the balance of suburban life with access to natural landscapes, making it an attractive destination for those seeking a quieter lifestyle. The county's top industries include agriculture, manufacturing, and healthcare, which attract people looking for employment opportunities in these sectors.

County snapshot

Market context.

WI

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaBeaver DamMapped market area
Area code13180CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Dodge County

Common questions about 2026 loan limits and refinancing opportunities in Wisconsin.

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