TX mortgage rates

Donley County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Donley County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Donley County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Donley County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Donley

A local view of the market.

Donley County, Texas, has seen fluctuations in its real estate market in 2024. The median listing home price in the county was $180,000 as of October 2024, reflecting a decrease of 5.2% compared to the previous year. Homes in the area are generally affordable, with a median price per square foot of $107, and properties typically spend around 69 days on the market before being sold. The county includes several small cities, with Clarendon being the most notable. Clarendon has a median listing home price of $215,000 and offers a mix of affordable housing options. Howardwick and Hedley are other key cities in the county, each contributing to the local economy and community life. These cities provide a rural charm with small-town living, attracting those looking for a quieter lifestyle. Living in Donley County is characterized by its rural and agricultural setting, with a strong emphasis on farming and ranching. The area offers a blend of rural and suburban lifestyles, with agriculture being a significant industry. The county's open spaces and agricultural roots appeal to individuals seeking a rural lifestyle or those involved in farming. Migration patterns suggest that people are drawn to Donley County for its affordable real estate, peaceful environment, and the opportunity to engage in agricultural activities.

Questions & Answers

Refinancing in Donley County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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