WI mortgage rates

Door County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Door County, Wisconsin. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Door County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Door County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Door

A local view of the market.

The real estate market in Door County, Wisconsin, is currently experiencing a seller's market, with median home prices showing a significant increase. As of October 2024, the median home sold price is $425,000, which is a 15.8% increase from the previous year. The median price per square foot is $246, reflecting the competitive nature of the market. Door County is home to several notable cities, including Sturgeon Bay, Egg Harbor, and Sister Bay. Sturgeon Bay is the largest city, offering a variety of amenities and a population of approximately 9,000 residents. Egg Harbor and Sister Bay are smaller but popular for their scenic beauty and vibrant tourism, each with populations around 200-300 residents. Living in Door County offers a blend of rural and suburban experiences, with a strong emphasis on agriculture and tourism. The county is known for its picturesque landscapes, making it a desirable location for those seeking a quieter lifestyle or a vacation home. The top industries include tourism, agriculture, and retail, attracting people who are looking for a peaceful environment with access to natural beauty and recreational activities. Migration patterns suggest that many are drawn to Door County for its charming small-town feel and the opportunity to enjoy a slower pace of life.

Questions & Answers

Refinancing in Door County

Common questions about 2026 loan limits and refinancing opportunities in Wisconsin.

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