CO mortgage rates

Douglas County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Douglas County, Colorado. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Douglas County

Conforming Loan Limits

Per property
1 unit$862,500
2 units$1,104,150
3 units$1,334,700
4 units$1,658,700

FHA Loan Limits

Per property
1 unit$862,500
2 units$1,104,150
3 units$1,334,700
4 units$1,658,700

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Douglas County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Douglas

A local view of the market.

Douglas County, CO, has a competitive real estate market with median home values around $750,000 in 2024. Known for its suburban communities and high quality of life, it attracts families and professionals. Castle Rock, the largest city, has a population of about 75,000, while Highlands Ranch and Parker each have around 60,000 residents. Douglas County offers a suburban lifestyle with an economy based on healthcare, retail, and technology. Its family-friendly neighborhoods, good schools, and amenities make it popular among commuters to Denver.

County snapshot

Market context.

CO

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaDenver-Aurora-LakewoodMapped market area
Area code19740CBSA / MSA reference
Featured communitiesDouglasville · Castle Rock · ParkerFrom the county record
Data year2026Aligned with this limit record
DouglasvilleCastle RockParker
Top cities & communities

Communities to explore.

DouglasvilleCastle RockParker
Questions & Answers

Refinancing in Douglas County

Common questions about 2026 loan limits and refinancing opportunities in Colorado.

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