WI mortgage rates

Douglas County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Douglas County, Wisconsin. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Douglas County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Douglas County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Douglas

A local view of the market.

Douglas County, Wisconsin, has a dynamic real estate market characterized by a median home sold price of $231,000 as of October 2024, reflecting a 4.9% increase from the previous year. The county is currently a seller's market, indicating that homes tend to sell quickly and often above the asking price. The largest city in Douglas County is Superior, with a population of approximately 26,767. Other notable areas include Lake Nebagamon and Solon Springs, with populations of 1,129 and 667, respectively. Douglas County offers a mix of rural and suburban living, with a strong emphasis on agriculture and outdoor recreation. The top industries in the county include transportation, manufacturing, and tourism. The area's natural beauty and economic opportunities attract new residents, contributing to a steady population growth.

County snapshot

Market context.

WI

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaDuluthMapped market area
Area code20260CBSA / MSA reference
Featured communitySuperiorFrom the county record
Data year2026Aligned with this limit record
Superior
Top cities & communities

Communities to explore.

Superior
Questions & Answers

Refinancing in Douglas County

Common questions about 2026 loan limits and refinancing opportunities in Wisconsin.

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