Duval County
Clear, current 2026 mortgage and refinance loan limits for homeowners in Duval County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

2026 Mortgage Loan Limits
Duval County
Conforming Loan Limits
Per propertyFHA Loan Limits
Per propertyEstimate Your Refinance in Duval County
Use your current mortgage details to estimate a new refinance payment and potential monthly savings.
Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.
A local view of the market.
The real estate market in Duval County, Texas, is characterized by a high median list price of $561,900 as of October 2024, with no change from the previous month. The price per square foot is notably high at $706, indicating a competitive market environment. Despite the high prices, the number of homes for sale remains low, with only two homes listed in October, reflecting a limited housing supply. Duval County includes several small towns, with San Diego being one of the most notable. San Diego, Texas, has a population of approximately 4,500 residents, making it the largest city in the county. Other towns in the area, such as Freer and Benavides, contribute to the county's rural charm, though they have smaller populations. Living in Duval County offers a predominantly rural lifestyle, with agriculture and ranching being significant industries. The area is known for its wide-open spaces and agricultural lands, providing a tranquil environment away from urban hustle. The county attracts those seeking a quieter, rural lifestyle, often appealing to retirees and those interested in farming or ranching. Migration patterns suggest that people move to Duval County for its affordable land and the opportunity to engage in agricultural activities.
Market context.
Public location data associated with this county record. Optional fields are shown only when present in the source.
Refinancing in Duval County
Common questions about 2026 loan limits and refinancing opportunities in Texas.
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