TN mortgage rates

Dyer County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Dyer County, Tennessee. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Dyer County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Dyer County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Dyer

A local view of the market.

The real estate market in Dyer County, Tennessee, has seen some fluctuations recently. As of October 2024, the median home list price was $131,999, which marked a significant decrease of 25% from the previous month. The median price per square foot was $99, indicating a buyer's market with an increase in housing supply by 37.5% compared to September 2024. Dyer County is home to several cities, with Dyersburg being the largest. Dyersburg has a population of approximately 16,000 and serves as the county seat. Other notable cities include Newbern, with around 3,300 residents, and Trimble, which has a smaller population of about 600. These cities contribute to the county's overall community and economic activities. Living in Dyer County offers a blend of rural and suburban lifestyles, with agriculture playing a significant role in the local economy. The county is characterized by its agricultural lands and suburban neighborhoods, providing a peaceful environment for residents. Key industries include manufacturing and agriculture, attracting people seeking a quieter lifestyle away from urban centers. The county's affordability and rural charm make it an appealing destination for those looking to relocate.

County snapshot

Market context.

TN

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaDyersburgMapped market area
Area code20540CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Dyer County

Common questions about 2026 loan limits and refinancing opportunities in Tennessee.

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