CO mortgage rates

Eagle County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Eagle County, Colorado. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Eagle County

Conforming Loan Limits

Per property
1 unit$1,249,125
2 units$1,599,375
3 units$1,933,200
4 units$2,402,625

FHA Loan Limits

Per property
1 unit$1,249,125
2 units$1,599,375
3 units$1,933,200
4 units$2,402,625

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Eagle County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Eagle

A local view of the market.

Eagle County, CO, has a strong real estate market with median home values around $1.7M in 2024. Known for its ski resorts and mountain lifestyle, it attracts affluent buyers and outdoor enthusiasts. Vail and Eagle are popular towns with populations of around 5,000 and 7,000, respectively, offering resort-style living. Eagle County offers a mountain-resort lifestyle with an economy centered on tourism, hospitality, and real estate. Its luxury housing and outdoor recreation make it attractive to affluent buyers and second-home owners.

County snapshot

Market context.

CO

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaEdwardsMapped market area
Area code20780CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Eagle County

Common questions about 2026 loan limits and refinancing opportunities in Colorado.

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