KY mortgage rates

Edmonson County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Edmonson County, Kentucky. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Edmonson County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Edmonson County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Edmonson

A local view of the market.

The real estate market in Edmonson County, Kentucky, has seen some fluctuations recently. As of October 2024, the median listing home price was approximately $299,500, with a median sold home price of $243,000. This represents a slight decrease in listing prices compared to the previous year. The market is currently considered a buyer's market, with homes selling for about 3.11% below the asking price on average. Brownsville, the county seat, is the largest city in Edmonson County, with a population of around 12,448 as of 2023. Other notable communities include Bee Spring, Mammoth Cave, and Chalybeate, each contributing to the county's rural charm. Edmonson County offers a predominantly rural lifestyle, with a mix of agricultural and suburban living. The county is known for its natural attractions, including Mammoth Cave National Park, which draws numerous visitors annually. The local economy is supported by industries such as agriculture and tourism. The area's appeal includes its scenic landscapes and lower cost of living, attracting those seeking a quieter, more rural lifestyle.

County snapshot

Market context.

KY

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaBowling GreenMapped market area
Area code14540CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Edmonson County

Common questions about 2026 loan limits and refinancing opportunities in Kentucky.

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