LA mortgage rates

Evangeline Parish County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Evangeline Parish County, Louisiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Evangeline Parish County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Evangeline Parish County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Evangeline Parish

A local view of the market.

Evangeline Parish in Louisiana has seen a decline in its real estate market, with the median home price dropping to $115,000 in September 2024, a decrease of 6.2% from the previous year. Homes in the area typically sell after 52 days on the market, which is significantly longer compared to last year. The median sale price per square foot is $54, reflecting a 12.9% decline year-over-year. The largest city in Evangeline Parish is Ville Platte, which serves as the parish seat and has a population of approximately 6,303 as of the 2020 census. Other notable cities include Mamou and Basile, each contributing to the parish's overall population of around 31,475 in 2024. Evangeline Parish offers a predominantly rural lifestyle, with a significant portion of the area dedicated to agriculture and farming. The local economy is supported by industries such as agriculture, forestry, and fishing. The parish's rural charm and affordable housing may attract those seeking a quieter, more laid-back lifestyle away from urban centers. Migration patterns often include individuals and families moving from larger cities in search of more space and a closer connection to nature.

Questions & Answers

Refinancing in Evangeline Parish County

Common questions about 2026 loan limits and refinancing opportunities in Louisiana.

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