VA mortgage rates

Falls Church City County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Falls Church City County, Virginia. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Falls Church City County

Conforming Loan Limits

Per property
1 unit$1,249,125
2 units$1,599,375
3 units$1,933,200
4 units$2,402,625

FHA Loan Limits

Per property
1 unit$1,249,125
2 units$1,599,375
3 units$1,933,200
4 units$2,402,625

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Falls Church City County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Falls Church City

A local view of the market.

Falls Church City, Virginia, has a robust real estate market with a median listing home price of $777,000 as of October 2024, which represents a decrease of 7.8% year-over-year. The median sold home price is slightly lower at $700,000, indicating a competitive market where homes generally sell for approximately the asking price. Falls Church City is a small independent city and does not contain other cities within its boundaries. However, it is part of the Washington-Arlington-Alexandria metropolitan area, which includes nearby cities like Arlington and Alexandria, known for their vibrant communities and significant populations. Living in Falls Church City offers a suburban lifestyle with a mix of residential neighborhoods and commercial areas. The city is not rural and does not have significant agricultural activities. It is known for its excellent schools and proximity to major employment centers in Washington, D.C., making it an attractive location for families and professionals. The top industries include government, education, and healthcare, with many residents commuting to nearby cities for work. People are drawn to Falls Church City for its community feel, quality of life, and convenient access to urban amenities.

County snapshot

Market context.

VA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaWashington-Arlington-AlexandriaMapped market area
Area code47900CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Falls Church City County

Common questions about 2026 loan limits and refinancing opportunities in Virginia.

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