Fannin County
Clear, current 2026 mortgage and refinance loan limits for homeowners in Fannin County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

2026 Mortgage Loan Limits
Fannin County
Conforming Loan Limits
Per propertyFHA Loan Limits
Per propertyEstimate Your Refinance in Fannin County
Use your current mortgage details to estimate a new refinance payment and potential monthly savings.
Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.
A local view of the market.
The real estate market in Fannin County, Texas, has seen a significant increase in home values over the past year. As of October 2024, the median list price for homes in the county was $294,138, marking a 13.2% rise from the previous year. The median price per square foot was $181, indicating a robust growth in housing demand and value. Fannin County includes several notable cities, with Bonham being the largest. Bonham serves as the county seat and has a population of approximately 10,000 residents. Other significant towns include Leonard and Honey Grove, which contribute to the county's overall rural charm and community-oriented lifestyle. Living in Fannin County offers a blend of rural and suburban experiences, with agriculture playing a crucial role in the local economy. The county's landscape is dotted with farms and ranches, providing a serene environment for those seeking a quieter lifestyle. The top industries include agriculture, manufacturing, and retail trade, attracting individuals looking for a peaceful yet economically viable place to live. Migration patterns suggest that people are moving to Fannin County for its affordable housing, rural charm, and proximity to larger metropolitan areas like Dallas.
Market context.
Public location data associated with this county record. Optional fields are shown only when present in the source.
Refinancing in Fannin County
Common questions about 2026 loan limits and refinancing opportunities in Texas.
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