VA mortgage rates

Fauquier County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Fauquier County, Virginia. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Fauquier County

Conforming Loan Limits

Per property
1 unit$1,249,125
2 units$1,599,375
3 units$1,933,200
4 units$2,402,625

FHA Loan Limits

Per property
1 unit$1,249,125
2 units$1,599,375
3 units$1,933,200
4 units$2,402,625

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Fauquier County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Fauquier

A local view of the market.

The real estate market in Fauquier County, Virginia, is experiencing a seller's market with rising home prices. As of October 2024, the median home sold price was approximately $598,928, reflecting a 7.9% increase from the previous year. The median price per square foot was $242. The county has seen a 6.4% increase in the number of homes for sale, with 380 homes available in October 2024. Fauquier County includes several notable cities, with Warrenton being the largest, boasting a population of approximately 10,000 residents. Other key cities include Bealeton, with around 4,500 residents, and Marshall, which has a population of about 1,500. These cities are known for their vibrant communities and historical significance. Living in Fauquier County offers a blend of rural and suburban lifestyles, with a strong emphasis on agriculture and equestrian activities. The county is characterized by its scenic landscapes, including rolling hills and farmland. Top industries in the area include agriculture, equine services, and small-scale manufacturing. The county attracts new residents due to its peaceful rural environment, proximity to Washington, D.C., and a strong sense of community, making it an appealing destination for those seeking a quieter lifestyle while remaining accessible to urban amenities.

County snapshot

Market context.

VA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaWashington-Arlington-AlexandriaMapped market area
Area code47900CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Fauquier County

Common questions about 2026 loan limits and refinancing opportunities in Virginia.

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