PA mortgage rates

Fayette County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Fayette County, Pennsylvania. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Fayette County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Fayette County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Fayette

A local view of the market.

The real estate market in Fayette County, Pennsylvania, is currently experiencing a neutral trend, with a median home sold price of $162,000 as of October 2024, reflecting a 1.4% increase from the previous year. The median price per square foot is $111, indicating a stable market where homes remain on the market for a typical duration. Fayette County includes several notable cities, such as Uniontown, Connellsville, and Brownsville. Uniontown, the county seat, has a median listing home price of $150,000, while Connellsville's median listing price is $162,500. Brownsville is more affordable, with a median listing home price of $99,900. Living in Fayette County offers a mix of rural and suburban environments, with agriculture playing a significant role in the local economy. The county is characterized by its scenic landscapes and small-town charm, attracting those looking for a quieter lifestyle. Key industries include healthcare, manufacturing, and retail, which support the local economy. The county's affordability and community-focused lifestyle make it an appealing choice for individuals and families seeking a balance between rural and suburban living.

County snapshot

Market context.

PA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaPittsburghMapped market area
Area code38300CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Fayette County

Common questions about 2026 loan limits and refinancing opportunities in Pennsylvania.

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