TN mortgage rates

Fentress County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Fentress County, Tennessee. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Fentress County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Fentress County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Fentress

A local view of the market.

The real estate market in Fentress County, Tennessee, has seen a notable increase in home values. As of October 2024, the median listing home price was $340,000, reflecting a 14.9% year-over-year increase. The median home sold price was $262,500, with homes typically selling for about 5.5% below the asking price, indicating a buyer's market. Fentress County consists of several cities, with Jamestown being the most prominent. Jamestown has a median listing home price of $334,000 and offers affordable housing options. Other notable cities include Clarkrange, with a median listing price of $334,900, and Allardt, where the median price is $334,500. These cities provide a range of housing options and are integral parts of the county's real estate landscape. Living in Fentress County offers a blend of rural and suburban lifestyles, with a strong emphasis on agriculture and farming. The county's economy is supported by industries such as agriculture, manufacturing, and retail. The rural charm and lower cost of living attract individuals seeking a quieter lifestyle, contributing to migration patterns where people move from urban areas to enjoy the county's natural beauty and community-oriented living.

Questions & Answers

Refinancing in Fentress County

Common questions about 2026 loan limits and refinancing opportunities in Tennessee.

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