MN mortgage rates

Fillmore County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Fillmore County, Minnesota. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Fillmore County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Fillmore County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Fillmore

A local view of the market.

The real estate market in Fillmore County, Minnesota, is currently a seller's market, with the median home sold price at $234,000 as of October 2024. This represents an 11.5% increase from the previous year, indicating a strong upward trend in home values. The median price per square foot is $140, reflecting the competitive nature of the market. Fillmore County is home to several notable cities, including Chatfield, with a population of approximately 2,800, and Preston, which has around 1,300 residents. Lanesboro, known for its vibrant arts scene and outdoor activities, has a population of about 750, while Rushford, another key city, is home to around 1,700 people. These cities contribute to the county's diverse cultural and economic landscape. Living in Fillmore County offers a blend of rural and suburban experiences, with agriculture playing a significant role in the local economy. The county's landscape is dotted with farms and agricultural businesses, making it an attractive location for those seeking a rural lifestyle. Additionally, the county's proximity to larger urban centers provides suburban living options. The top industries include agriculture, manufacturing, and tourism, with many people moving to the area for its natural beauty, community-focused lifestyle, and lower cost of living compared to urban areas.

County snapshot

Market context.

MN

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaRochesterMapped market area
Area code40340CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Fillmore County

Common questions about 2026 loan limits and refinancing opportunities in Minnesota.

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