TX mortgage rates

Fisher County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Fisher County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Fisher County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Fisher County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Fisher

A local view of the market.

The real estate market in Fisher County, Texas, has seen a decline in median listing home prices, with the median price at $180,300 as of October 2024, marking a decrease of 13.8% from the previous year. The median price per square foot is $75, indicating a trend towards more affordable housing options in the area. Fisher County comprises four cities, with Rotan being the most prominent, having a median listing home price of $308,000. Other notable cities include Roby, McCaulley, and Sylvester, each offering a range of housing options and community amenities. Living in Fisher County offers a predominantly rural lifestyle, with agriculture and farming playing significant roles in the local economy. The county's open spaces and agricultural roots attract those seeking a quieter, more pastoral lifestyle. The top industries include agriculture and related services, which contribute to the county's appeal for individuals and families looking to relocate for a more rural and community-focused way of life.

Questions & Answers

Refinancing in Fisher County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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