Florence County
Clear, current 2026 mortgage and refinance loan limits for homeowners in Florence County, South Carolina. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

2026 Mortgage Loan Limits
Florence County
Conforming Loan Limits
Per propertyFHA Loan Limits
Per propertyEstimate Your Refinance in Florence County
Use your current mortgage details to estimate a new refinance payment and potential monthly savings.
Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.
A local view of the market.
Florence County, South Carolina, has experienced a notable increase in real estate values, with the median home list price reaching $219,950 in October 2024, reflecting a 15.8% rise from the previous year. This growth indicates a robust demand in the housing market, with the median price per square foot standing at $132. The county is home to several prominent cities, including Florence, the largest city, with a population of approximately 39,899, and Lake City, which has around 6,675 residents. These cities serve as central hubs for commerce and culture within the county, offering a variety of amenities and services to residents. Florence County offers a mix of rural and suburban living, with agriculture playing a significant role in its economy. The area is known for its farming activities, contributing to the local economy alongside industries such as manufacturing and healthcare. The county attracts new residents due to its affordable housing, quality of life, and the balance it offers between rural charm and suburban convenience.
Market context.
Public location data associated with this county record. Optional fields are shown only when present in the source.
Communities to explore.
Refinancing in Florence County
Common questions about 2026 loan limits and refinancing opportunities in South Carolina.
Your rate opportunity should feel clear.
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