TX mortgage rates

Foard County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Foard County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Foard County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Foard County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Foard

A local view of the market.

The real estate market in Foard County, Texas, has seen a slight decline over the past year, with the average home value currently at $113,953, reflecting a decrease of 0.7%. This suggests a relatively stable market with moderate fluctuations in property values. Foard County includes the city of Crowell, which serves as the county seat and is the most prominent city in the area. Crowell has a small population, contributing to the county's overall rural character. The county's population is sparse, emphasizing its rural nature and limited urban development. Living in Foard County offers a predominantly rural lifestyle, with agriculture being a significant part of the local economy. The area is characterized by open spaces and farmland, providing a peaceful environment away from urban hustle. The county's economy is largely supported by farming and ranching, attracting individuals seeking a quieter, agricultural lifestyle. Migration patterns may include people moving from urban areas in search of more affordable housing and a slower pace of life.

Questions & Answers

Refinancing in Foard County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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