WI mortgage rates

Fond Du Lac County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Fond Du Lac County, Wisconsin. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Fond Du Lac County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Fond Du Lac County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Fond Du Lac

A local view of the market.

Fond Du Lac County, Wisconsin, has seen a significant rise in its real estate market, with the median listing home price reaching $322,500 in October 2024, marking a 15.2% increase from the previous year. The median sold home price was $269,900, indicating a balanced market where homes are selling for approximately the asking price. The county includes several notable cities, with Fond du Lac being the largest and most affordable, having a median listing home price of $234,900. Ripon and Campbellsport are other prominent cities, with median home prices of $352,500 and $369,900, respectively. These cities offer a mix of affordable housing options and are known for their vibrant communities. Fond Du Lac County offers a blend of rural and suburban living, with a strong presence of agriculture and suburban life. The top industries include manufacturing, healthcare, and education, attracting people for job opportunities and a quieter lifestyle. The county's appeal lies in its balance of rural charm and suburban convenience, making it an attractive destination for those seeking a change from urban centers.

County snapshot

Market context.

WI

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaFond Du LacMapped market area
Area code22540CBSA / MSA reference
Featured communityFond du LacFrom the county record
Data year2026Aligned with this limit record
Fond du Lac
Top cities & communities

Communities to explore.

Fond du Lac
Questions & Answers

Refinancing in Fond Du Lac County

Common questions about 2026 loan limits and refinancing opportunities in Wisconsin.

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