MS mortgage rates

Forrest County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Forrest County, Mississippi. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Forrest County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Forrest County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Forrest

A local view of the market.

The real estate market in Forrest County, Mississippi, has seen a notable increase in home prices over the past year. As of October 2024, the median list price for homes in the county is $274,000, reflecting a 5.4% rise from the previous year. The average price per square foot stands at $141, indicating a healthy demand in the housing market. Forrest County is home to several key cities, with Hattiesburg being the largest and most prominent. Hattiesburg has a population of approximately 45,000 residents and serves as a cultural and economic hub for the region. Another significant city is Petal, which has a population of around 10,000 and is known for its community-focused atmosphere and family-friendly environment. Living in Forrest County offers a mix of rural and suburban experiences, with agriculture playing a vital role in the local economy. The county's landscape is dotted with farms and open spaces, providing a rural charm, while suburban areas offer modern amenities and conveniences. Key industries include education, healthcare, and retail, attracting individuals seeking employment opportunities. The county's affordable housing and quality of life make it an appealing destination for those looking to relocate from more urbanized areas.

County snapshot

Market context.

MS

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaHattiesburgMapped market area
Area code25620CBSA / MSA reference
Featured communityHattiesburgFrom the county record
Data year2026Aligned with this limit record
Hattiesburg
Top cities & communities

Communities to explore.

Hattiesburg
Questions & Answers

Refinancing in Forrest County

Common questions about 2026 loan limits and refinancing opportunities in Mississippi.

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