TX mortgage rates

Frio County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Frio County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Frio County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Frio County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Frio

A local view of the market.

Frio County, Texas, has seen a significant increase in its real estate market, with the median listing home price reaching $207,000 in October 2024, marking a 24.7% rise year-over-year. This growth reflects a robust demand for housing in the area, attracting both investors and new residents. The top cities in Frio County include Pearsall, with a population of approximately 9,000, and Dilley, home to about 4,000 residents. These cities serve as central hubs for the county, offering various amenities and services to the local population. Living in Frio County offers a blend of rural and suburban experiences, with a strong emphasis on agriculture and farming. The county's economy is supported by industries such as agriculture, oil, and gas, which attract people seeking employment opportunities. Additionally, the affordable housing market and the appeal of a quieter, rural lifestyle contribute to the migration patterns favoring Frio County.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaPearsallMapped market area
Area code37770CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Frio County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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