OH mortgage rates

Fulton County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Fulton County, Ohio. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Fulton County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Fulton County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Fulton

A local view of the market.

The real estate market in Fulton County, Ohio, has seen a notable increase in home values over the past year. The average home value in the county is approximately $221,124, reflecting a 7.0% rise from the previous year. This growth indicates a robust market, with homes typically going to pending status in about 10 days. Fulton County is home to several key cities, with Wauseon being the largest, boasting a population of around 7,558. Other significant cities include Archbold with a population of 4,512, Swanton with 3,886 residents, and Delta, which has about 3,309 people. These cities contribute to the county's diverse community and economic landscape. Living in Fulton County offers a blend of rural and suburban experiences. The county is primarily agricultural, with corn and soybeans as the main cash crops, alongside livestock production. However, it is also experiencing growth due to the westward migration of residents and businesses from neighboring Lucas County. The manufacturing and healthcare sectors are the top industries, providing employment opportunities to the local population.

County snapshot

Market context.

OH

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaToledoMapped market area
Area code45780CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Fulton County

Common questions about 2026 loan limits and refinancing opportunities in Ohio.

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