MS mortgage rates

George County

Clear, current 2026 mortgage and refinance loan limits for homeowners in George County, Mississippi. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

George County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in George County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About George

A local view of the market.

The real estate market in George County, Mississippi, has seen a steady increase in home values. As of the latest data, the average home value in the county is approximately $197,507, reflecting a 4.3% increase over the past year. George County is home to several small towns, with Lucedale being the largest and most notable city. Lucedale serves as the county seat and has a population of around 3,000 residents. The city is a central hub for the county, providing essential services and amenities to its residents. Living in George County offers a predominantly rural lifestyle, with a mix of suburban areas. The county's economy is largely supported by agriculture and farming, which are significant industries in the region. Many people are drawn to George County for its peaceful rural environment, affordable housing, and the opportunity to engage in agricultural activities or enjoy a quieter suburban life.

Questions & Answers

Refinancing in George County

Common questions about 2026 loan limits and refinancing opportunities in Mississippi.

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