Giles County
Clear, current 2026 mortgage and refinance loan limits for homeowners in Giles County, Virginia. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

2026 Mortgage Loan Limits
Giles County
Conforming Loan Limits
Per propertyFHA Loan Limits
Per propertyEstimate Your Refinance in Giles County
Use your current mortgage details to estimate a new refinance payment and potential monthly savings.
Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.
A local view of the market.
Giles County, Virginia, presents a dynamic real estate market with a median home value of approximately $180,575, reflecting a 1.6% increase over the past year. The market has seen fluctuations, with some areas experiencing a decline in median sale prices, such as a 4.1% decrease to $169,000 in recent months. The county is home to several notable cities, including Pearisburg, Narrows, and Pembroke. Pearisburg, the county seat, has a population of about 2,786, while Narrows hosts around 2,000 residents. Pembroke is smaller, with a population of approximately 1,128. These towns provide a mix of residential options and community-focused living. Living in Giles County offers a predominantly rural lifestyle with pockets of suburban areas, making it ideal for those interested in agriculture and farming. The county's economy is supported by industries such as education, healthcare, and manufacturing. Migration patterns suggest that people are drawn to Giles County for its scenic beauty, affordable housing, and the appeal of a quieter, more rural lifestyle.
Market context.
Public location data associated with this county record. Optional fields are shown only when present in the source.
Refinancing in Giles County
Common questions about 2026 loan limits and refinancing opportunities in Virginia.
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