TX mortgage rates

Goliad County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Goliad County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Goliad County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Goliad County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Goliad

A local view of the market.

Goliad County, Texas, has seen a significant increase in real estate market activity, with the median listing home price reaching $349,000 as of October 2024, marking a 32.1% year-over-year increase. The median listing price per square foot is $169, indicating a strong demand for housing in the area. The county comprises two main cities: Goliad and Berclair. Goliad, the county seat, has a median listing home price of $310,000, with 41 homes currently for sale. Berclair is smaller, with only two homes listed for sale, reflecting its more rural character. Living in Goliad County offers a predominantly rural lifestyle, with a mix of agriculture and suburban living. The area is known for its historical significance and natural beauty, attracting those seeking a quieter, more spacious environment. Agriculture and farming are key industries, and the county's appeal includes affordable land and a slower pace of life, drawing people from urban areas looking for a change.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaVictoriaMapped market area
Area code47020CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Goliad County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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