OK mortgage rates

Grady County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Grady County, Oklahoma. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Grady County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Grady County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Grady

A local view of the market.

The real estate market in Grady County, Oklahoma, has seen a notable increase in home values over the past year. As of October 2024, the median sold price for homes in the county was $202,000, reflecting a 15.4% increase from the previous year. The market is considered a seller's market, indicating that homes are selling relatively quickly and often at higher prices. Grady County is home to several key cities, with Chickasha and Tuttle being among the most prominent. Chickasha, the county seat, has a population of approximately 16,000 residents and serves as a central hub for commerce and education in the region. Tuttle, another significant city, has a population of around 7,000 and is known for its suburban developments and community-oriented lifestyle. Living in Grady County offers a blend of rural and suburban experiences, with agriculture playing a vital role in the local economy. The county's landscape is dotted with farms and ranches, contributing to its rural charm. However, suburban life is also thriving, particularly in areas like Tuttle, where new housing developments cater to families and professionals. The top industries in Grady County include agriculture, energy, and manufacturing, attracting individuals seeking employment opportunities in these sectors. The county's appeal is further enhanced by its proximity to Oklahoma City, making it an attractive location for those looking to enjoy a quieter lifestyle while still having access to urban amenities.

County snapshot

Market context.

OK

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaOklahoma CityMapped market area
Area code36420CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Grady County

Common questions about 2026 loan limits and refinancing opportunities in Oklahoma.

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