KY mortgage rates

Grant County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Grant County, Kentucky. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Grant County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Grant County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Grant

A local view of the market.

Grant County, Kentucky's real estate market is experiencing a notable trend with the median listing home price at $319,000 as of October 2024, reflecting an 11.9% increase year-over-year. The median sold home price is slightly lower at $246,000, indicating a balanced market where supply and demand are relatively equal. The top cities in Grant County include Dry Ridge, Williamstown, Crittenden, and Corinth. Dry Ridge has a median listing home price of $307,500, while Williamstown's median is $267,500. Crittenden is the most expensive city with a median listing price of $379,900, and Corinth is the most affordable at $251,500. Living in Grant County offers a mix of rural and suburban experiences, with agriculture playing a significant role in the local economy. The county's rural charm attracts those seeking a quieter lifestyle, while its proximity to larger cities provides suburban conveniences. The top industries include agriculture and manufacturing, and the area sees migration from urban areas as people look for more space and a lower cost of living.

County snapshot

Market context.

KY

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaCincinnatiMapped market area
Area code17140CBSA / MSA reference
Featured communityGeorgeFrom the county record
Data year2026Aligned with this limit record
George
Top cities & communities

Communities to explore.

George
Questions & Answers

Refinancing in Grant County

Common questions about 2026 loan limits and refinancing opportunities in Kentucky.

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