MN mortgage rates

Grant County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Grant County, Minnesota. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Grant County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Grant County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Grant

A local view of the market.

Grant County, Minnesota's real estate market has experienced significant fluctuations, with the median sale price of homes recently recorded at $129,000, reflecting a sharp decline of 59.6% from the previous year. This decrease indicates a challenging market environment, potentially offering opportunities for buyers looking for more affordable housing options. The county is home to several small cities, with Elbow Lake serving as the county seat. Elbow Lake has a population of approximately 1,200 residents, making it one of the larger communities in the area. Other notable cities include Barrett and Hoffman, each with populations under 1,000, contributing to the county's overall rural character. Living in Grant County offers a predominantly rural lifestyle, with agriculture being a significant part of the local economy. The area is characterized by its farming communities and open spaces, providing a peaceful, suburban-like environment for residents. The county attracts individuals seeking a quieter life away from urban centers, with migration patterns often driven by the desire for affordable housing and a strong sense of community.

Questions & Answers

Refinancing in Grant County

Common questions about 2026 loan limits and refinancing opportunities in Minnesota.

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