OK mortgage rates

Grant County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Grant County, Oklahoma. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Grant County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Grant County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Grant

A local view of the market.

Grant County, Oklahoma's real estate market has seen a significant increase in home values, with the median listing price reaching $169,000 as of October 2024, marking a 33.9% year-over-year increase. The median price per square foot is $107, and homes typically sell for about 8.22% below the asking price, indicating a balanced market where supply and demand are relatively equal. The county comprises several small cities, with Medford being one of the most notable. Medford serves as the county seat and has a population of approximately 996 residents. Other key cities include Pond Creek, Lamont, and Deer Creek, each contributing to the county's rural charm and community-oriented lifestyle. Living in Grant County offers a predominantly rural experience, with agriculture playing a significant role in the local economy. The county's landscape is characterized by farmland and open spaces, making it ideal for those seeking a quieter, more rural lifestyle. The top industries include agriculture and related services, which attract individuals and families looking for opportunities in farming and agribusiness. Real estate migration patterns suggest that people may be moving to Grant County for its affordable housing, peaceful environment, and agricultural opportunities.

Questions & Answers

Refinancing in Grant County

Common questions about 2026 loan limits and refinancing opportunities in Oklahoma.

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