WI mortgage rates

Grant County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Grant County, Wisconsin. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Grant County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Grant County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Grant

A local view of the market.

In Grant County, Wisconsin, the real estate market is characterized by a median listing home price of $230,000 as of October 2024, with a median sold home price of $192,500. The area is considered a buyer's market, indicating that the supply of homes exceeds the demand. The top cities in Grant County include Platteville, with a population of 11,543, making it the largest city in the county. Lancaster follows with a population of 3,917, and Boscobel has 3,275 residents. Living in Grant County offers a mix of rural and suburban experiences, with agriculture playing a significant role in the local economy. The county attracts new residents through initiatives like the "Grant's Got Talent" relocation assistance program, which supports those accepting jobs within the county. This program, along with the county's rural charm and agricultural opportunities, contributes to its appeal for those seeking a quieter lifestyle away from urban centers.

County snapshot

Market context.

WI

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaPlattevilleMapped market area
Area code38420CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Grant County

Common questions about 2026 loan limits and refinancing opportunities in Wisconsin.

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