NY mortgage rates

Greene County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Greene County, New York. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Greene County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Greene County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Greene

A local view of the market.

The real estate market in Greene County, New York, is currently characterized as a buyer's market, with a median home sold price of $345,000 as of October 2024. This represents a 5% increase from the previous year, with a median price per square foot of $205. The number of homes for sale has increased by 5.6% from September to October 2024, indicating a growing inventory. Greene County includes several notable cities such as Catskill, Windham, and Coxsackie. Catskill, the county seat, has a population of approximately 11,000 residents, offering a blend of historical charm and modern amenities. Windham, known for its ski resorts, attracts both tourists and residents, while Coxsackie, with a population of around 8,000, is known for its scenic views along the Hudson River. Living in Greene County offers a mix of rural and suburban experiences, with a strong emphasis on agriculture and outdoor activities. The county's economy is supported by industries such as tourism, agriculture, and small manufacturing. Many people are drawn to Greene County for its natural beauty, recreational opportunities, and more affordable housing compared to nearby urban areas, making it an attractive location for those seeking a quieter, rural lifestyle while still being within reach of larger cities.

Questions & Answers

Refinancing in Greene County

Common questions about 2026 loan limits and refinancing opportunities in New York.

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