Greene County
Clear, current 2026 mortgage and refinance loan limits for homeowners in Greene County, Ohio. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

2026 Mortgage Loan Limits
Greene County
Conforming Loan Limits
Per propertyFHA Loan Limits
Per propertyEstimate Your Refinance in Greene County
Use your current mortgage details to estimate a new refinance payment and potential monthly savings.
Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.
A local view of the market.
The real estate market in Greene County, Ohio, is experiencing a growth trend. As of October 2024, the median listing home price was $300,000, reflecting a 1.7% increase from the previous year. Homes in the area are selling for a median price of $292,000, indicating a competitive market where properties are often sold close to the listing price. Greene County is home to several notable cities, including Beavercreek, Xenia, and Fairborn. Beavercreek, with a population of approximately 46,000, is the largest city in the county and offers a suburban feel with a median home price of $329,900. Xenia, the county seat, has a population of around 25,000 and offers more affordable housing options with a median home price of $239,800. Fairborn, with about 33,000 residents, is known for its affordability, with a median home price of $218,500. Living in Greene County offers a mix of rural and suburban lifestyles. The county features agricultural areas alongside suburban neighborhoods, providing a balance of farm life and suburban conveniences. The top industries in the county include education, healthcare, and manufacturing, which attract residents seeking employment opportunities. The county's proximity to Dayton and Wright-Patterson Air Force Base also contributes to its appeal, drawing in military families and those looking for a quieter lifestyle with easy access to urban amenities.
Market context.
Public location data associated with this county record. Optional fields are shown only when present in the source.
Communities to explore.
Refinancing in Greene County
Common questions about 2026 loan limits and refinancing opportunities in Ohio.
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