VA mortgage rates

Greene County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Greene County, Virginia. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Greene County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$598,000
2 units$765,550
3 units$925,350
4 units$1,150,000

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Greene County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Greene

A local view of the market.

The real estate market in Greene County, Virginia, is currently experiencing a seller's market, with homes selling for a median price of $420,587 as of October 2024. This represents a 12.8% increase from the previous year, indicating a strong demand for housing in the area. Greene County includes several notable cities, with Ruckersville being one of the most prominent. Ruckersville has a median listing home price of $445,000 and is known for its suburban feel. Stanardsville, another key city, offers a more affordable median home price of $399,000 and provides a mix of suburban and rural living. Living in Greene County offers a blend of rural and suburban lifestyles, with agriculture playing a significant role in the local economy. The county is attractive to those seeking a quieter, more spacious environment while still having access to suburban amenities. The top industries include agriculture and small businesses, and the area has seen an influx of residents moving from urban areas seeking more space and a slower pace of life.

County snapshot

Market context.

VA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaCharlottesvilleMapped market area
Area code16820CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Greene County

Common questions about 2026 loan limits and refinancing opportunities in Virginia.

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