KY mortgage rates

Greenup County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Greenup County, Kentucky. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Greenup County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Greenup County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Greenup

A local view of the market.

The real estate market in Greenup County, Kentucky, has seen a notable increase in home values, with the average home value reaching $140,010, marking a 6.8% rise over the past year. Homes in this area typically go to pending status in about 16 days, indicating a relatively active market. Greenup County includes several notable cities, with Greenup and Flatwoods being among the most prominent. Greenup serves as the county seat and has a population of approximately 1,200 residents, while Flatwoods is larger, with around 7,300 residents. These cities contribute significantly to the county's overall character and economy. Living in Greenup County offers a blend of rural and suburban experiences. The area is known for its agricultural activities, with farming being a key part of the local economy. Many residents enjoy a suburban lifestyle with access to rural landscapes, which attracts individuals seeking a quieter, more spacious living environment. The top industries in the county include agriculture, manufacturing, and healthcare, which draw people to the area for employment opportunities and a lower cost of living compared to urban centers.

County snapshot

Market context.

KY

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaHuntington-AshlandMapped market area
Area code26580CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Greenup County

Common questions about 2026 loan limits and refinancing opportunities in Kentucky.

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