SC mortgage rates

Greenville County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Greenville County, South Carolina. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Greenville County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Greenville County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Greenville

A local view of the market.

Greenville County, South Carolina, is experiencing a dynamic real estate market with a median home price of $350,319 as of October 2024, reflecting a 7.8% increase from the previous year. The market is currently a seller's market, indicating that homes are selling quickly and often above asking prices. The county is home to several prominent cities, including Greenville, the largest city with a population of approximately 70,000, known for its vibrant downtown and cultural scene. Other significant cities include Greer, with a population of around 35,000, and Simpsonville, which has about 24,000 residents. These cities contribute to the county's appeal with their unique amenities and growing communities. Living in Greenville County offers a mix of suburban and rural experiences, with suburban areas providing a bustling lifestyle and rural areas offering agricultural opportunities. The county's economy is bolstered by industries such as manufacturing, healthcare, and technology, attracting new residents seeking employment and a high quality of life. The area's appeal is further enhanced by its scenic landscapes and community-focused living, making it a popular choice for those relocating from urban centers.

County snapshot

Market context.

SC

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaGreenville-AndersonMapped market area
Area code24860CBSA / MSA reference
Featured communitiesGreenville · Greer · SimpsonvilleFrom the county record
Data year2026Aligned with this limit record
GreenvilleGreerSimpsonville
Top cities & communities

Communities to explore.

GreenvilleGreerSimpsonvilleMauldin
Questions & Answers

Refinancing in Greenville County

Common questions about 2026 loan limits and refinancing opportunities in South Carolina.

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