SC mortgage rates

Greenwood County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Greenwood County, South Carolina. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Greenwood County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Greenwood County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Greenwood

A local view of the market.

The real estate market in Greenwood County, South Carolina, has seen significant growth, with the median home list price reaching $286,445 in October 2024, marking a 32.7% increase from the previous year. This surge reflects a robust demand in the area, with the median price per square foot at $148. Greenwood County is home to several notable cities, including Greenwood, the largest city, with a population of approximately 23,000. Other significant towns include Ninety Six and Ware Shoals, which contribute to the county's overall population of around 69,000. Living in Greenwood County offers a mix of rural and suburban experiences. The county is characterized by its agricultural roots, with farming playing a significant role in the local economy. Suburban life is also prevalent, providing residents with a balance of quiet, rural charm and modern conveniences. The top industries include manufacturing and healthcare, attracting individuals seeking employment opportunities and a lower cost of living. This combination of factors contributes to a steady influx of new residents seeking a blend of rural tranquility and suburban amenities.

County snapshot

Market context.

SC

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaGreenwoodMapped market area
Area code24940CBSA / MSA reference
Featured communityGreenwoodFrom the county record
Data year2026Aligned with this limit record
Greenwood
Top cities & communities

Communities to explore.

Greenwood
Questions & Answers

Refinancing in Greenwood County

Common questions about 2026 loan limits and refinancing opportunities in South Carolina.

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