MS mortgage rates

Grenada County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Grenada County, Mississippi. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Grenada County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Grenada County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Grenada

A local view of the market.

Grenada County, Mississippi, has a dynamic real estate market with a median listing home price of $165,000 as of October 2024, reflecting a 16.4% increase year-over-year. The median price per square foot is $104, indicating a growing demand for housing in the area. The county comprises several cities, with Grenada being the largest. Grenada offers a variety of housing options and amenities, contributing to its appeal. Other notable cities include Gore Springs, Holcomb, and Elliott, each with its unique characteristics and smaller populations. Living in Grenada County provides a blend of rural and suburban lifestyles, with agriculture playing a significant role in the local economy. The county's top industries include manufacturing and healthcare, attracting new residents seeking employment opportunities and a quieter lifestyle. The area's natural beauty and community-oriented environment also contribute to its appeal, drawing people from more urbanized regions.

County snapshot

Market context.

MS

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaGrenadaMapped market area
Area code24980CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Grenada County

Common questions about 2026 loan limits and refinancing opportunities in Mississippi.

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