TX mortgage rates

Grimes County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Grimes County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Grimes County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Grimes County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Grimes

A local view of the market.

Grimes County, Texas, has seen varying trends in its real estate market. As of October 2024, the median home sold price was $287,495, reflecting a 12.9% decrease from the previous year. The average home value in the county is approximately $304,757, marking a 2.4% increase over the past year. The county includes several notable cities, with Navasota being the largest, featuring a median listing home price of $253,000. Plantersville follows with a median listing price of $474,500, while Iola is known for its higher median listing price of $629,900. Bedias offers more affordable housing options with a median listing price of $237,000. Living in Grimes County offers a blend of rural and suburban experiences, with a strong emphasis on agriculture and farming. The area is characterized by its open spaces and agricultural lands, making it appealing for those seeking a quieter, rural lifestyle. The county's economy is supported by industries such as agriculture and manufacturing, attracting individuals looking for a more relaxed pace of life and affordable living conditions compared to urban centers. This has led to a trend of migration from larger cities to Grimes County, driven by the desire for more space and a lower cost of living.

Questions & Answers

Refinancing in Grimes County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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