TN mortgage rates

Grundy County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Grundy County, Tennessee. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Grundy County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Grundy County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Grundy

A local view of the market.

Grundy County, Tennessee, presents a dynamic real estate market with a median home listing price of approximately $328,000 as of October 2024, reflecting a 7.1% decrease from the previous year. The median sold home price stands at $294,500, indicating a buyer's market where homes tend to sell below the asking price. The county encompasses several notable cities, including Tracy City, Altamont, and Coalmont. Tracy City, with a median listing home price of $325,500, is one of the more expensive areas, while Gruetli-Laager offers more affordable options with a median price of $260,900. These cities contribute to the county's diverse housing landscape, attracting a range of buyers. Living in Grundy County offers a blend of rural and suburban experiences, with a strong presence of agriculture and farming. The county's economy is supported by industries such as agriculture and manufacturing, which attract individuals seeking a quieter, more rural lifestyle. The migration patterns suggest that people are moving to Grundy County for its affordable housing and the appeal of a rural lifestyle, making it an attractive option for those looking to escape urban centers.

Questions & Answers

Refinancing in Grundy County

Common questions about 2026 loan limits and refinancing opportunities in Tennessee.

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