Guadalupe County
Clear, current 2026 mortgage and refinance loan limits for homeowners in Guadalupe County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

2026 Mortgage Loan Limits
Guadalupe County
Conforming Loan Limits
Per propertyFHA Loan Limits
Per propertyEstimate Your Refinance in Guadalupe County
Use your current mortgage details to estimate a new refinance payment and potential monthly savings.
Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.
A local view of the market.
The real estate market in Guadalupe County, Texas, has seen a slight decline in home prices over the past year. As of October 2024, the median listing home price was $329,000, with homes selling for a median price of $309,400. This represents a decrease of about 4.6% year-over-year, indicating a buyer's market where the supply of homes exceeds demand. Guadalupe County is home to several key cities, with Schertz being the largest, boasting a population of 43,604. Seguin, the county seat, follows with a population of 38,194, and Cibolo has a population of 37,555. These cities are among the most populated in the county, contributing significantly to its overall growth. Living in Guadalupe County offers a mix of suburban and rural lifestyles. The county has transitioned from its agricultural roots to a more suburban environment, supported by industries such as retail trade and healthcare. The area attracts residents due to its proximity to larger metropolitan areas like San Antonio, offering a quieter lifestyle while still providing access to urban amenities. This migration pattern is driven by people seeking more space and a lower cost of living compared to larger cities.
Market context.
Public location data associated with this county record. Optional fields are shown only when present in the source.
Communities to explore.
Refinancing in Guadalupe County
Common questions about 2026 loan limits and refinancing opportunities in Texas.
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