CO mortgage rates

Gunnison County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Gunnison County, Colorado. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Gunnison County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$747,500
2 units$956,950
3 units$1,156,700
4 units$1,437,500

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Gunnison County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Gunnison

A local view of the market.

Gunnison County, CO, has a competitive real estate market with median home values around $695,000 in 2024. Known for its scenic landscapes and ski resorts, it attracts affluent residents and outdoor lovers. Gunnison and Crested Butte are notable towns, each with vibrant outdoor recreation and populations of 6,600 and 1,700, respectively. Gunnison County offers a rural-mountain lifestyle with an economy based on tourism, recreation, and real estate. Its natural beauty, skiing, and remote charm appeal to outdoor enthusiasts and second-home buyers.

Questions & Answers

Refinancing in Gunnison County

Common questions about 2026 loan limits and refinancing opportunities in Colorado.

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