TX mortgage rates

Hale County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Hale County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Hale County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Hale County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Hale

A local view of the market.

Hale County, Texas, has a real estate market characterized by affordable housing, with a median listing home price of $182,500 as of October 2024. This represents a slight decrease of 1.4% compared to the previous year. Homes in the county typically sell for about the asking price, with an average time on the market of 56 days. The top cities in Hale County include Plainview, which serves as the county seat and is the largest city, Abernathy, Hale Center, and Petersburg. Plainview is the most populous city, while Abernathy and Hale Center have smaller populations. These cities provide a mix of urban and rural living options, contributing to the county's diverse community. Living in Hale County offers a blend of rural and suburban lifestyles, with agriculture playing a significant role in the local economy. The county is known for its production of cotton, corn, soybeans, and sorghum, contributing to an annual agricultural income of approximately $160 million. The area's rural charm, combined with affordable housing, attracts individuals seeking a quieter lifestyle away from urban centers.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaPlainviewMapped market area
Area code38380CBSA / MSA reference
Featured communityPlainviewFrom the county record
Data year2026Aligned with this limit record
Plainview
Top cities & communities

Communities to explore.

Plainview
Questions & Answers

Refinancing in Hale County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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