TX mortgage rates

Harrison County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Harrison County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Harrison County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Harrison County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Harrison

A local view of the market.

The real estate market in Harrison County, Texas, has seen some fluctuations recently. The average home value in the county is approximately $197,065, which represents a decrease of 2.0% over the past year. Homes in the area typically go to pending status in about 64 days, indicating a relatively stable market pace. Harrison County includes several notable cities, with Marshall being the largest. Marshall has a population of around 23,000 residents and serves as the county seat. Other significant towns include Hallsville and Waskom, which contribute to the county's overall population and economic diversity. Living in Harrison County offers a mix of rural and suburban experiences. The county is characterized by its agricultural roots, with farming and related industries playing a significant role in the local economy. Additionally, the suburban areas provide a quieter lifestyle compared to urban centers, attracting people seeking a balance between rural charm and suburban convenience. The county's top industries include agriculture, manufacturing, and retail, which support a steady influx of residents looking for employment opportunities and a more relaxed lifestyle.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaLongviewMapped market area
Area code30980CBSA / MSA reference
Featured communityMarshallFrom the county record
Data year2026Aligned with this limit record
Marshall
Top cities & communities

Communities to explore.

Marshall
Questions & Answers

Refinancing in Harrison County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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