TX mortgage rates

Hartley County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Hartley County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Hartley County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Hartley County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Hartley

A local view of the market.

The real estate market in Hartley County, Texas, is characterized by a stable median listing home price of $179,449 as of October 2024, with a median price per square foot of $139. This reflects no change from the previous month, indicating a steady market environment. Hartley County consists of two main cities: Hartley and Channing. While specific population figures are not detailed in the available data, these cities are the primary urban centers within the county, providing residential options and local amenities. Living in Hartley County offers a predominantly rural lifestyle, with agriculture playing a significant role in the local economy. The county's landscape supports farming and ranching, attracting residents who prefer a quieter, more rural setting. The real estate market may appeal to those seeking affordable housing and a slower pace of life, away from urban congestion.

Questions & Answers

Refinancing in Hartley County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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