TX mortgage rates

Haskell County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Haskell County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Haskell County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Haskell County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Haskell

A local view of the market.

The real estate market in Haskell County, Texas, is characterized by affordable housing options. As of October 2024, the median listing home price was $135,000, reflecting a 10.8% increase year-over-year. The median price per square foot was $81, indicating a relatively low cost compared to urban areas. Homes in the county typically stay on the market for an average of 141 days, suggesting a slower-paced market compared to more competitive regions. Haskell County comprises four cities: Haskell, Rule, Rochester, and Weinert. Haskell is the largest city, with a median listing home price of $149,900. Rule and Rochester have smaller populations, with fewer homes for sale, while Weinert is the smallest, offering limited real estate options. These cities provide a glimpse into the rural lifestyle prevalent in the county. Living in Haskell County offers a predominantly rural experience, with a strong emphasis on agriculture and farming. The area is known for its wide-open spaces, making it ideal for those seeking a quieter, more laid-back lifestyle. The county's economy is largely driven by agriculture, with some small-scale industries supporting the local community. Residents enjoy a close-knit community atmosphere, with a mix of rural and small-town suburban living.

Questions & Answers

Refinancing in Haskell County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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